[What Is the SWIFT Banking System?](https://www.investopedia.com/articles/personal-finance/050515/how-swift-system-works.asp) [How Online Money Transfers Work | HowStuffWorks](https://money.howstuffworks.com/personal-finance/online-banking/online-money-transfer.htm) [Regulators Shut Down Lending Platform (YC Alum) LendUp | Hacker News](https://news.ycombinator.com/item?id=29654460) [CFPB Shutters Lending by VC-Backed Fintech for Violating Agency Order | Consumer Financial Protection Bureau](https://www.consumerfinance.gov/about-us/newsroom/cfpb-shutters-lending-by-vc-backed-fintech-for-violating-agency-order/) [Fed announces details of new interbank service to support instant payments | Hacker News](https://news.ycombinator.com/item?id=24103753) [Federal Reserve Board - Federal Reserve announces details of new 24x7x365 interbank settlement service with clearing functionality to support instant payments in the United States](https://www.federalreserve.gov/newsevents/pressreleases/other20200806a.htm) [A (shallow) dive into the American banking system](https://blog.yossarian.net/2019/12/25/A-shallow-dive-into-the-American-banking-system) [Misunderstanding about the details of how Apply Pay works | Hacker News](https://news.ycombinator.com/item?id=39844960) [Digital wallets and the "only Apple Pay does this" mythology](https://birchtree.me/blog/digital-wallets-and-the-only-apple-pay-does-this-mythology/) [Bank transfers as a payment method | Hacker News](https://news.ycombinator.com/item?id=29357215) [Bank transfers as a payment method](https://www.bitsaboutmoney.com/archive/bank-transfers-as-a-payment-method/) [Debit cards are hidden financial infrastructure | Hacker News](https://news.ycombinator.com/item?id=29206462) [Debit cards as financial infrastructure](https://www.bitsaboutmoney.com/archive/debit-cards-are-hidden-financial-infrastructure/) [Moving money internationally | Hacker News](https://news.ycombinator.com/item?id=30535225) [Moving money internationally](https://www.bitsaboutmoney.com/archive/moving-money-internationally/) [Why the West is reluctant to deny Russian banks access to SWIFT | Hacker News](https://news.ycombinator.com/item?id=30467919) [Why the West is reluctant to deny Russian banks access to SWIFT](https://www.economist.com/the-economist-explains/2022/02/25/why-the-west-is-reluctant-to-deny-russian-banks-access-to-swift) ## banking and credit card info [Cuit Online](https://www.cuitonline.com/) [United Nations CEFACT TBG 5 Finance Domain](https://www.tbg5-finance.org/) [FDIC search](https://banks.data.fdic.gov/bankfind-suite/bankfind) Search banks by FDIC (Federal Deposit Insurance Corporation) certificate number and get detailed information about it [Credit OSINT](https://github.com/krdsploit/Credit-OSINT) A very simple #python tool to gather information about bank cards and validate them. [Lists of banks](https://en.wikipedia.org/wiki/Lists_of_banks) [Bank Account, Sort Code & IBAN Validation and Checker • Loqate, a GBG solution](https://www.loqate.com/en-gb/bank-verification) [My Lost Account](https://www.mylostaccount.org.uk/) [BIC Search](https://www.swiftref.com/en/bicsearch) [SortCodes.co.uk - Sort Code & Account Number Validation](https://www.sortcodes.co.uk/) [SWIFT Codes, BIC Codes | A unique identification code for a bank](https://www.swiftcodesinfo.com/) [Numéros TVA européens Recherche!](https://tva-recherche.lu/adresse) [Validate.creditcard.com](https://validate.creditcard/) [Check Credit Card Numbers](https://www.validcreditcardnumber.com/) [VAT (Value Added Tax) ID - Numbers Search Lookup Checker](https://vat-search.co.uk/) [Random Credit Card Number Generator for Testing and Development - Namsogen](https://namso-gen.com/?tab=basic&network=random) [Credit Card Validator - CC Valid Checker - Mytoolz.net](https://mytoolz.net/tools/credit-card-validator) [Namso Gen - Credit Card Generator](https://technmind.com/ccgen/) [BESTCCGEN](https://bestccgen.com/) [Ouputter](https://outputter.io/) [Get CreditCard Info](https://www.getcreditcardinfo.com/index.php) [ElfQrin](https://www.elfqrin.com/) [Fake ID Identity Random Name Generator](https://www.elfqrin.com/fakeid.php) generate a random character with a fake name for games, novels, or alter ego avatars of yourself. Create a new virtual disposable identity instantly. [mrchecker](https://www.mrchecker.net/) [The One Generator](https://theonegenerator.com/) [Blur](https://dnt.abine.com/) Protect Passwords & Personal Information [Blur Credit Card Privacy Masking](https://dnt.abine.com/#register/) [Entropay Disposable Credit Cards](https://entropay.com/) [dCode](https://www.dcode.fr/en) Message Decoders [DC Luhn (Mod10) Algorithm](https://www.dcode.fr/luhn-algorithm) [PC Luhn (Mod10) Algorithm](https://planetcalc.com/2464) [DFG Luhn (Mod10) Validator](http://www.datafakegenerator.com/valitar.php) [FNG ABA/Routing # Validator](https://www.fakenamegenerator.com/aba-validator.php) [FNG Credit Card Validator](https://www.fakenamegenerator.com/credit-card-validator.php) [FreeFormatter CC Number](https://www.freeformatter.com/credit-card-number-generator-validator.html#howToValidate) [FNG Fake SS# Generator and Validator](https://www.fakenamegenerator.com/social-security-number.php) ## BIN check [BinDB](http://www.bindb.com/bin-database.html) [Free BIN/IIN Lookup Web Service](https://binlist.net/) [Freebin Checker](https://api.freebinchecker.com/bin/658205) easy-to-use API for getting bank details by BIN. 850,000+ BIN records in FreeBinChecker's database [BIN](https://www.bincodes.com/) [VCCGenerator](https://www.vccgenerator.org/bin-search/) [Credit Card BIN Numbers Database](https://www.binbase.com/search.html) ## financial protocols NOTE: LOOK INTO WHAT MAKES MONEY TRANSFER ## financial transactions [GNU Taler - Payment system for privacy-friendly, fast, easy online transactions | Hacker News](https://news.ycombinator.com/item?id=26261314) [GNU Taler](https://taler.net/en/) ## IBAN info [IBAN Calculator](https://www.ibancalculator.com/) [Iban Generator and iban checker](https://www.bindb.com/iban-generator.html) [IBAN](https://www.iban.com/) [Iban.com](https://www.iban.com/iban-checker) Check the validity of the IBAN (International Bank Account Number) of the company and see the information about the bank where it is serviced ## issuing currency look at how the money moves into circulation what prevents funny business by the banks? what prevents a 0.0000001 cent skim every transaction? ## payment processors [Stripe live dashboard | Hacker News](https://news.ycombinator.com/item?id=38403176) [Businesses process more than $18.6 billion on Stripe over Black Friday and Cyber Monday](https://stripe.com/newsroom/news/bfcm2023) [Shopify live dashboard | Hacker News](https://news.ycombinator.com/item?id=38403891) [Shopify's Black Friday Cyber Monday Live Coverage](https://bfcm.shopify.com/)